Jones Act
Settlement Loans

You can qualify for a Jones Act pre-settlement lawsuit loan if you have a Jones Act claim and hired an attorney to take your case. Most kinds of Jones Act lawsuits are covered by pre-settlement legal funding.  In fact, Capital Now Funding provides funding for a variety of different types of cases including: car accidents, semi-truck/big rig truck accidents, car wrecks, truck wrecks, hit and run accidents, drunk driver accidents, workers’ compensation accidents, Jones Act (maritime or seaman lawsuits), medical malpractice lawsuits, wrongful death lawsuits, nursing home abuse lawsuits, slip and fall accident, ridesharing – Lyft & Uber accidents, bus accidents, motorcycle accidents, electric scooter accidents, and even bike accidents. . The injuries that are covered are wide ranging, including fractures, head injuries, spinal injuries, brain injuries, and many others.

After you’re approved, sign and return your agreement to us, you will receive your funds in about 24 hours. The timing can sometimes depend upon how long it takes for your attorney to review, sign and return the agreement (if required) back to us.

We also have multiple funding method options available to you in order to provide your funding as soon as possible. The funding method options include:

• ACH / Direct Deposit – receive funds by 9:00 AM the next day
• Same Day Wire (additional fee applies)
• Standard Check – sent by regular USPS mail or overnight (additional fee applies for overnight shipping)
• Digital Check Emailed

We ask for the amount of funding you think you will need when you submit your application. We will then contact your attorney to learn more about your Jones Act lawsuit to determine the amount of Jones Act pre-settlement funds that your case justifies. Our pre-settlement lawsuit loans can range from as little as $250 and up depending upon the size of your pending lawsuit settlement. If you have any questions about your approved Jones Act funding amount, we can answer them when you review your approved Agreement or you can Contact us.

It is not a loan at all. It actually is a cash advance made to the plaintiff against the estimated settlement to be received from the Jones Act lawsuit when it settles. The amount of cash that is advanced to the plaintiff will be subtracted from the amount of money gained at the settlement of the case. If the case is not successfully settled, the cash advance does not have to be paid back, because it is non-recourse funding. Non-recourse funding is simply a legal term that means you owe nothing if your case is not successful. It is not a legal loan that has to be paid back.

Yes, but we make it easy for both you and your attorney. When you apply for funding, we will contact your attorney to learn more about your pending lawsuit and review the information both to approve your application for pre-settlement funding and also for the amount of pre-settlement funds that your Jones Act lawsuit justifies.

Then, if your state law requires both your signature and your attorney’s, you will both sign the funding agreement. Our team consults with your attorney with one quick 5 minute phone call or email to review the case details. Upon funding approval, we text or email the contract to you for easy online electronic signature, and the contract is automatically sent back to us. No third-party apps need to be downloaded or accounts created. If a state requires Attorney Acknowledgment, we use the exact same electronic process you get your attorney's signature. This ensures that you are receiving your Jones Act pre-settlement lawsuit loan without any unnecessary risk. Some states do not require your attorney’s signature on the funding agreement, only yours.

There are no specific requirements for how you can use the Jones Act pre-settlement funds. Most people use the funds to cover essential expenses involved in a personal injury case, such as medical bills, living expenses, rent, car payments, and bills that absolutely must be paid during the time before their settlement is made. Since victims of an accident may be unable to work, being able to use this money at your discretion can be a big relief and bridge the financial gap you need to pay bills until your Jones Act lawsuit is settled.

Depending on the difficulty of your case, many Jones Act injury lawsuits can take a long time until a settlement is reached. If that happens, it is good to know that with Capital Now Funding, our pre-settlement loans are for a FIXED FEE and ZERO INTEREST which means that the amount you owe at settlement will never increase – no matter how long it takes to settle your lawsuit. Our fee does not increase over time, unlike most other funding sources whose interest rates keep going up the longer it takes for your lawsuit to settle.

No, a credit check is not needed and getting a pre-settlement Jones Act loan will not hurt or even affect your credit score. And since you will not have to pay back the pre-settlement loan if you lose your lawsuit, there is no risk to you.

Many people do not realize that personal injury lawsuit cases can last months or in some cases even years, which can place a very difficult financial strain on plaintiffs waiting for a settlement.

Receiving a Jones Act pre-settlement loan can help you wait longer, which allows your attorney the time needed to negotiate the best settlement for you. The ability to be patient and wait longer takes leverage away from the insurance companies who like to pressure plaintiffs to settle quickly for less money than they deserve. This way, getting a Jones Act pre-settlement lawsuit loan actually can give you and your case a real advantage. Our FIXED FEE funding with ZERO INTEREST means your payoff never increases – no matter how long it takes to settle your lawsuit.

• You’re injured and can’t work – You should consider a Jones Act pre-settlement lawsuit loan if you were involved in a Jones Act and have a pending case or lawsuit in process. If your injuries or claims are serious and you can’t work and you need help paying your bills while you are waiting for your lawsuit to settle, then applying for a Jones Act pre-settlement lawsuit loan from Capital Now Funding is a good option. There is no risk associated with Capital Now Funding as you only have to pay back the funds you receive if you win your settlement. Lawsuits can take a long time to settle, and the bills that pile up in the interim will not wait for a Jones Act to settle. That’s why pre-settlement legal loans can help you pay the essentials, including medical bills, food, rent, gas, and other basic and fundamental necessities while you are waiting for your attorney to settle your case in the best possible manner.
• Insurance companies are making you low offers – Regardless of your situation, the insurance companies want to pay you as little as possible. The more patient you can afford to be in settling your Jones Act lawsuit, the more likely the adjuster will be convinced that you and your attorney won’t settle for a low amount. The longer you are willing to fight, the bigger are the settlement numbers that will be offered by the insurance company adjuster. By gaining a jones act – maritime lawsuit pre-settlement loan advance from Capital Now Funding, you give yourself and your attorney the time needed to properly fight for the higher level of money you deserve.

• You need immediate funding that is Risk Free with a FIXED FEE and ZERO INTEREST – Unlike other ways to get financial support while you’re waiting on a pending settlement, getting Jones Act pre-settlement legal funding is simple. Your credit score is not affected. The only factors needed for approval are the facts of your pending lawsuit. Best of all, a Jones Act pre-settlement lawsuit loan from Capital Now Funding is completely risk-free, with a FIXED FEE and ZERO INTEREST. And because it is non-recourse funding, you only pay the money back if you win the case. And since the interest never increases no matter how long your settlement takes, you and your attorney have the time you need to get the best settlement with the insurance companies.